Is Medicare identical for people with disabilities and on attaining the age 65?

Many people wish to know about the details of Medicare, if it is the same for eligible people owing to their disability as the eligible people on turning 65 years.


Yes, the Traditional Medicare benefits are the same for eligible people owing to their age disability. However, there are eligibility requirements.


Eligibility Requirements for People having Disabilities


Beneficiaries are the people having Medicare and are eligible as they turn the age of 65. However, there are some people under the 65 years and are eligible due to any of these health conditions:


Qualifying Disability: People having a disability that is qualifying for Medicare means the beneficiary is expected to file first for social security through disability benefits. They should receive approval by Social Security as the foremost step even to be considered as Medicare eligible.


As the beneficiary receives disability benefits from the RRB, Railroad Retirement Board or SSA, Social Security Act, for 24 months, they will get enrolled in Traditional Medicare automatically.


Lou Gehrig’s disease: People having Lou Gehrig’s disease, are also referred to as Amyotrophic Lateral Sclerosis (ALS), and they are Medicare eligible. The beneficiary gets enrolled automatically Parts A and B in Original Medicare as soon as your disability benefits start. The Medicare coverage has no waiting period.


End-Stage Renal Disease: People having End-Stage Renal Disease (ESRD) are qualified for Original Medicare. The beneficiaries with ESRD get enrolled automatically in Original Medicare. If you have any queries, contact the social security office.


Medicare Advantage Plans offers programs to help with vision and dental care costs. Medicare advantage Plans referred to as Medigap pays some costs left out by the Original Medicare and these may include co-pays, deductibles, and coinsurance such that it may be used for hospitalization, doctor visits, or medical services. These insurance plans are provided by private insurance companies.


Companies offering their Medicare advantage plans offer special coverage options to their member for vision and dental care. Some offer the insured members a discount program to save money on vision and dental care. These offerings are not a part of the Medicare advantage plans insurance benefits. In fact, they are additional options that are given to insured members by some private insurance companies.


The Medicare advantage plans are available depending on the place you live. The plans are standardized in terms of coverage by the federal government, but costs vary. The same plans are standardized differently in Massachusetts, Minnesota, and Wisconsin.